Public Liability
In our increasing litigious society the need for comprehensive public liability insurance has never been greater. Your public liability cover will protect you if you are sued for injury or property damage by a third party.
The public liability section of your policy will cover you against any claims being made by someone who was injured while they visit your property or if they have suffered any property damage. Common claims include visitors tripping on loose paving, tiles hitting property after coming off a roof and tree roots damaging a neighbour’s property.
Often claims do not result in any compensation being awarded but there is a cost to defend the claim on behalf of the freeholder. In most cases it is not possible to recover this cost from the third party so insurance cover is essential.
As liability claims can be the most expensive and long running claims which affect a property it is important that your policy is suited to the needs of your block. Our block policy will include cover for defence costs, investigations and compensation.
